Credit Bureau Reporting

Plaza Services wants to help consumers resolve their account and restore their credit standing. We believe consumers should understand Plaza Services strategy in regards to credit bureau reporting:

  • Plaza Services or their agency partners attempt to notify the consumer in writing prior to placing accounts on consumer’s credit bureau.
  • Plaza Services will not report any account that has paid off or entered into a payment plan within 90-days of purchasing the account.
  • Plaza Services will delete all trade lines for accounts that satisfy the balance after 2-years from the date of delinquency as report on your trade line.  An account is considered satisfied if the account is paid in full or settled for a lesser amount.
  • Trade lines from all unpaid accounts will automatically deleted at seven years from the delinquency date if no payments have been made post delinquency or seven years from the last payment date.

We encourage consumers to contact our office to discuss for resolving their account and to learn more about our credit reporting policy.